Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North

Still Over 7%? Let’s Fix That.

Rates change—and your plan can too. If your current rate starts with a 7 (or higher), we’ll show you practical paths to reduce payment, shorten your term, or both.

What We Compare:

  • Keep-as-is vs. new rate/term

  • Payment & lifetime interest differences

  • Costs vs. break-even, shown clearly

Show Me My Savings Quick Apply

FAQ:

  • Is a refi worth it if I plan to move? Depends on timeline—we’ll run scenarios.

  • Can I remove PMI? If equity is sufficient, yes—big savings potential.

  • Do I need 20% equity? Not always; options vary.

Over 7 percent mortgage rate—Michigan refinance relief with Kirby and Angie Arch Mortgage
Side-by-side payment comparison for Michigan refinance with Arch Mortgage Calculator

Explore More Michigan Refinance Options

Looking for more ways to save? Explore our full range of refinance programs across Michigan: Michigan Refinance Hub, ARM to Fixed-Rate Refinance, Cash-Out Debt Consolidation Refinance, Divorce Refinance, Still Paying Over 7%?, and our Balloon Mortgage Refinance.

Each program is designed to help Michigan homeowners lower payments, tap equity, or stabilize their finances.