Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North

Michigan Refinance Specialists

Lower Your Payment. Tap Equity. Ditch the Uncertainty.
Refinancing in Michigan shouldn’t be confusing. We’ll review your current loan, show you clear options, and help you choose the path that fits your goals—fast.
✔ High-rate (7%+) refi✔ ARM → Fixed✔ Cash-out debt consolidation✔ Divorce/ownership change
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Over 20 years helping Michigan homeowners • Local, responsive, transparent • 5-star reviews across Google & Facebook

What We Solve

High Payment Relief: If your rate is 7%+ or your payment jumped, we’ll map savings scenarios.

  1. ARM to Fixed: Lock a stable payment before your next adjustment.

  2. Debt Consolidation: Pay off high-interest cards with home equity and simplify to one payment.

  3. Divorce Refinance: Remove an ex from the loan/title and structure buyouts with care.

  4. Renovation & Cash-Out: Fund projects or investments without derailing your plan.

Your 3-Step Path

  1. 10-minute discovery (call or short form)

  2. Custom options (written side-by-side comparison)

  3. Fast close (we quarterback the details)

See My OptionsStart My Refi Now

FAQ

  1. How fast can we close? Many refis close in 3–4 weeks, timing varies by appraisal/title. In some cases, we can close in as little as 7-10 Days.

  2. Does a refi always make sense? Not always—we’ll show math both ways so you can decide.

  3. What if my credit isn’t perfect? We’ll advise on quick wins that may improve pricing.

Michigan lakefront home—statewide refinance experts; Kirby and Angie Arch Mortgage North
Michigan family celebrating lower mortgage payment after refinance with Kirby and Angie at Arch Mortgage North
Side-by-side refinance options comparison