Switch from ARM to Fixed—Before Your Payment Jumps in Michigan

Adjustable-rate mortgages can surprise you at reset. We’ll show you fixed-rate options, timing, and monthly payment comparisons so you can decide with confidence.

What You’ll See From Us:

• Your current vs. fixed payment comparison

• Break-even analysis (cost vs. savings)

• Rate lock strategy and timeline around your next adjustment

Compare My ARM vs Fixed Start My Refi

Checklist:
Have your current mortgage statement and rate adjustment date handy. We’ll do the math. Did you get your Mortgage Escrow Analysis recently? Have that handy too!

FAQ:

• Do I need to wait for my adjustment notice? No—starting early gives more options.

• Will I need an appraisal? Often yes; we’ll confirm if appraisal waivers are possible.

• Can I shorten my term? Many clients move to a 20- or 15-year to save interest.