Franfort Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North
Empowering homebuyers with local expertise and personalized guidance—so you can secure the right mortgage, stress-free, and focus on finding your dream home.
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“Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D.
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“Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G.
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⭐⭐⭐⭐⭐ “Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D. ⭐⭐⭐⭐⭐ “Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G. ⭐⭐⭐⭐⭐
✔️Match or Beat other Lenders ✔️Clear to Close in 20 Business Days or Less! ✔️Tailored Loan Options
Frankfort feels like a cozy Lake Michigan beach town where the Betsie River spills into the big lake—perfect for grabbing a paddle and skipping stones on a sunny afternoon. I love showing off the Frankfort North Breakwater Lighthouse, with its cheerful red-and-white stripes guiding you all the way out on the pier for killer lake views. Then you can hop on the 22-mile Betsie Valley Trail, which hugs the old railroad grade and winds past forests and rivers for a peaceful bike ride or stroll.
One of my favorite things to do in Frankfort is to take my Jeep and my fur buddy over to the beach for a stroll, hit the Saturday Farmers Market in the summer and I cannot forget to stop at Crystal Gardens.
Ready to Buy or Refinance you Home in Franfort, Michigan? Let’s Make it happen!
Your local lender at Arch Mortgage - North | Kirby and Angie offer tailored solutions for homebuyers and homeowners in Frankfort, Michigan—from fha loans to conventional programs and more.
Hey there, Frankfort neighbors! We're Kirby and Angie, your local Michigan mortgage experts. As residents who understand the unique charm of our lakeside community, we specialize in financing tailored specifically for Frankfort’s real estate landscape—from first-time homebuyer programs and manufactured home loans perfect for rural properties, to vacation and second-home mortgages ideal for lakeshore living. Need refinancing or considering a Jumbo mortgage for that dream waterfront home? We’ve got that covered too. Choose lenders who genuinely know and love Frankfort—you're exactly where you need to be!
Comprehensive Mortgage Services & Options for Frankfort, Michigan
Here’s an at-a-glance view of everything we offer, so you can quickly find the right path to your homeownership or refinancing goals:
Free Mortgage Consultation
One-on-one guidance and advice on mortgage options.
Pre-Qualifications & Pre-Approvals
Assessing credit and financial readiness.
Providing formal pre-approval letters for home purchase offers.
Conventional Loans
Standard fixed-rate and adjustable-rate mortgages.
Specialized programs like Home Possible & HomeReady (for low-to-moderate income borrowers).
FHA (Federal Housing Administration) Loans
Low down payment options.
Flexible credit requirements.
VA (Veterans Affairs) Loans
Zero down payment for eligible veterans, service members, and surviving spouses.
No private mortgage insurance (PMI) requirement.
USDA Rural Development Loans
Zero down payment for qualifying rural properties.
Income-based eligibility.
Down Payment Assistance Programs
State or local grants, loans, or other incentives.
Guidance through application requirements.
Jumbo Loans
Financing above conforming loan limits.
Specialized qualification processes for high-value properties.
Construction Loans
Financing for building a new home.
Interest-only payments during the construction phase.
Renovation Loans
Funding for home improvements and repairs rolled into the mortgage.
Programs like FHA 203(k) or conventional rehab loans.
Home Equity Loans & Home Equity Lines of Credit (HELOCs)
Borrowing against existing home equity.
Suitable for larger expenses or debt consolidation.
Services for Real Estate Agents
Co-marketing and open house support.
Quick turnaround on pre-approvals for clients.
Regular communication throughout transactions.
Services for Builders
Coordinating financing options for new-construction projects.
Joint marketing to prospective buyers.
Refinance Options
Rate-and-term refinancing for better interest rates or terms.
Cash-out refinancing for accessing home equity.
Why Work With Kirby and Angie | Arch Mortgage North in Frankfort, Michigan?
Local Expertise + Personalized Service
We’re more than just another mortgage company. We’re neighbors who understand Frankfort and the State of Michigan inside and out. If you’ve been searching for a mortgage lender near me—someone you can call or drop by in person—you’ve found the right fit.
Fast Approvals & Competitive Rates
Time is precious. Our streamlined process helps you find a loan product quickly, secure competitive rates, and get to closing faster—whether you’re aiming for a conventional house loan, FHA mortgage, Jumbo, Vacation Home Loans or VA loan. *Ask me about our “20 Day Clear to Close” and “Match or Beat” Programs!
A Community-Focused Approach
We’re committed to supporting Frankfort MI area families and businesses. That means friendly, hands-on guidance, quick pre-qualifications, and real-time communication—so you always know where you stand.
Guidance for All Buyer Types
Our approach is inclusive. From the first mortgage loan for a first-time buyer to construction loans, we strive to be the best way to find a mortgage lender that’s genuinely invested in your success. Even if you don’t feel you are on the right path, Kirby and Angie will guide you and get you on the right path to homeownership!
Testimonials
"Buying a home in Frankfort felt overwhelming at first, but Kirby and Angie made it so smooth from start to finish. We used a USDA loan since the area qualified, and they helped us understand every step. Even when we had questions late at night, they always responded quickly. We’re so grateful to have had a team that actually cared about us and our little dream home up north!"
– Lindsey M.
Kirby and Angie are my go-to lenders here in Frankfort. Whether it's financing for manufactured homes on acreage or second homes near the lake, they know how to get it done. Their responsiveness and dedication to my clients makes every transaction smoother—and faster. They're more than just lenders; they’re true partners in our tight-knit real estate community."
– Tom S.
Frequently Asked Questions (FAQs)
1. How do I get started with a mortgage in Frankfort, Michigan?
The easiest way is to click Apply Now or Contact Us. We’ll walk you through your options—whether it’s FHA, conventional, or something unique to Frankfort like second-home financing near the lake.
2. Are there zero or low down payment options available?
Absolutely! We offer USDA loans for rural areas like Frankfort, along with FHA, VA, and even down payment assistance programs through the state. We’ll help you find what fits best.
3. What if I want to build, renovate, or buy a manufactured home in the Frankfort area?
No problem! We offer construction loans, renovation loans like the FHA 203(k), and manufactured home financing for both primary and vacation properties.
4. Is it hard to refinance my current mortgage?
Not at all. Whether you're looking to lower your rate, cash out equity, or roll renovation costs into a new loan, we make refinancing in Frankfort simple and stress-free.
Ready to Move Forward with Your Grand Rapids Michigan Mortgage?
Don’t wait to make your dreams happen. Whether you are buying your first home, upgrading, or refinancing, we want to be your go-to Local Lender in Michigan! Let’s get you Pre-Approved for a mortgage that meets your budget and timeline! Not Ready to Apply just yet? Schedule your Free Mortgage Consultation Today!