Divorce Refinance in Michigan

Divorce is hard enough. We’ll guide the mortgage piece—calmly and clearly—so you can move forward. Whether you need to remove an ex, buy out equity, or restructure the loan and title, we’ll handle the details and timelines with care.

How We Help:

• Remove an ex from loan and title (coordinate with title company)

• Structure buyout amounts and cash-out as needed

• Advise on equity, appraisal, and timelines aligned with your decree

• Provide pre-approval letters to support negotiations

Documents to Gather:

• Divorce decree (draft or final), property settlement terms

• Current mortgage statement & homeowner’s insurance

• Two most recent pay stubs, W-2/1099, two months bank statements

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FAQ:

• Can I refinance before the decree is final? Often yes—let’s coordinate timing with your attorney.

• Can I remove an ex from title during refi? Yes, via deed at closing (title will help).

• Do I need cash on hand for a buyout? Not always—cash-out options may cover it.