Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North

Consolidate High-Interest Debt with a Cash-Out Refinance in Michigan

Credit cards at 20%+? A cash-out refinance can simplify to one payment and potentially lower your overall cost. We’ll show you the math—side by side.

What You’ll Get:

  • Snapshot of your current debts (rates/balances)

  • Cash-out options with estimated payment and total interest comparison

  • Clear break-even and “do-nothing” benchmark so you can decide confidently

Run My Savings ScenariosStart My Cash-Out

Refinancing to consolidate debt may increase total interest paid depending on term and rate. We’ll show both views.

FAQ:

  • Can I keep some cash for projects? Often yes.

  • Will this hurt my credit? Many see improvement when high-utilization card balances are paid off.

  • Do I need perfect credit? No—let’s review options.

Consolidating multiple debts into one mortgage payment with Kirby and Angie Arch Mortgage North
Home equity used for debt consolidation in Michigan with Arch Mortgage North