Gaylord Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North
Empowering homebuyers with local expertise and personalized guidance—so you can secure the right mortgage, stress-free, and focus on finding your dream home.
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“Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D.
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“Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G.
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⭐⭐⭐⭐⭐ “Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D. ⭐⭐⭐⭐⭐ “Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G. ⭐⭐⭐⭐⭐
✔️Match or Beat other Lenders ✔️Clear to Close in 20 Business Days or Less! ✔️Tailored Loan Options
Gaylord’s Alpine-style village square always surprises me—one minute you’re in Michigan, the next you feel like you’ve stepped into Switzerland with painted murals and chalet-style storefronts. When winter rolls in, the cross-country ski trails are world-class, and in summer those same woods transform into fantastic hiking terrain in Otsego State Park. Time your visit for Alpenfest, and you’ll join yodeling contests, parades, and polka-filled street fairs that make this town sing.
Ready to Buy or Refinance you Home in Gaylord, Michigan? Let’s Make it happen!
Your local lender at Arch Mortgage - North | Kirby and Angie offer tailored solutions for homebuyers and homeowners in Gaylord Michigan—from fha loans to conventional programs and more.
Hey there, Gaylord Michigan neighbors! We’re Kirby and Angie! Your Preferred Michigan Mortgage Lender. As a local lender, we believe the best way to find a mortgage lender is to pick someone who truly understands our Gaylord Michigan market. Whether you’re a first-time homebuyer, a real estate investor, or just looking to refinance, we’ve got you covered. We offer everything from zero down mortgage programs to fha loans, conventional options, and more. If you’re searching for the perfect place to find a lender who cares, you’re in the right spot!
Comprehensive Mortgage Services for Gaylord, Michigan
Here’s an at-a-glance view of everything we offer, so you can quickly find the right path to your homeownership or refinancing goals:
Free Mortgage Consultation
One-on-one guidance and advice on mortgage options.
Pre-Qualifications & Pre-Approvals
Assessing credit and financial readiness.
Providing formal pre-approval letters for home purchase offers.
Conventional Loans
Standard fixed-rate and adjustable-rate mortgages.
Specialized programs like Home Possible & HomeReady (for low-to-moderate income borrowers).
FHA (Federal Housing Administration) Loans
Low down payment options.
Flexible credit requirements.
VA (Veterans Affairs) Loans
Zero down payment for eligible veterans, service members, and surviving spouses.
No private mortgage insurance (PMI) requirement.
USDA Rural Development Loans
Zero down payment for qualifying rural properties.
Income-based eligibility.
Down Payment Assistance Programs
State or local grants, loans, or other incentives.
Guidance through application requirements.
Jumbo Loans
Financing above conforming loan limits.
Specialized qualification processes for high-value properties.
Construction Loans
Financing for building a new home.
Interest-only payments during the construction phase.
Renovation Loans
Funding for home improvements and repairs rolled into the mortgage.
Programs like FHA 203(k) or conventional rehab loans.
Home Equity Loans & Home Equity Lines of Credit (HELOCs)
Borrowing against existing home equity.
Suitable for larger expenses or debt consolidation.
Services for Real Estate Agents
Co-marketing and open house support.
Quick turnaround on pre-approvals for clients.
Regular communication throughout transactions.
Services for Builders
Coordinating financing options for new-construction projects.
Joint marketing to prospective buyers.
Refinance Options
Rate-and-term refinancing for better interest rates or terms.
Cash-out refinancing for accessing home equity.
Why Work With Kirby and Angie | Arch Mortgage North in Gaylord, Michigan?
Local Expertise + Personalized Service
We’re more than just another mortgage company. We’re neighbors who understand Gaylord and the State of Michigan inside and out. If you’ve been searching for a mortgage lender near me—someone you can call or drop by in person—you’ve found the right fit.
Fast Approvals & Competitive Rates
Time is precious. Our streamlined process helps you find a loan product quickly, secure competitive rates, and get to closing faster—whether you’re aiming for a conventional house loan, FHA mortgage, or VA loan. *Ask me about our “20 Day Clear to Close” and “Match or Beat” Programs!
A Community-Focused Approach
We’re committed to supporting Grand Rapids area families and businesses. That means friendly, hands-on guidance, quick pre-qualifications, and real-time communication—so you always know where you stand.
Guidance for All Buyer Types
Our approach is inclusive. From the first mortgage loan for a first-time buyer to construction loans, we strive to be the best way to find a mortgage lender that’s genuinely invested in your success. Even if you don’t feel you are on the right path, Kirby and Angie will guide you and get you on the right path to homeownership!