Northern Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North
Chad & Mandy Brown – Homewaters Real Estate
Learn how Chad and Mandy Brown, founders of Homewaters Real Estate, turned their passion for lakes and rivers into one of Michigan’s most respected independent brokerages.

Referral Partner Spotlight: Chad & Mandy Brown
Known for their deep knowledge of Northern Michigan’s lakes and rivers, Chad & Mandy help clients match the right property with the lifestyle they love. From waterfront cabins to move-up family homes, their calm guidance, negotiation skill, and community connections make each step clear and efficient.
Meet Chad & Mandy
With years of experience across second-home, waterfront, and full-time residential markets, Chad & Mandy are the trusted team behind many smooth closings in the region. They pair on-the-water expertise with modern marketing, responsive communication, and a service mindset—so buyers and sellers can focus on what matters: living the Northern Michigan life.
- Brokerage: Homewaters Real Estate
- Specialty: Waterfront & lifestyle properties across Northern Michigan
- Service Area: Greater Traverse City region and surrounding lakes/rivers
- Website: homewaters.net
Work with Chad & Mandy + Kirby & Angie
Let’s align the right property with the right mortgage strategy and make your move seamless.